Financial Literacy For Kid$

Inform. Inspire. Involve. Invest!™

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Eight Signature Programs

Eight Programs. One Financially Fearless Generation.

Money Skills Are Life Skills.

FL4KID$ prepares students in Grades 4–12 with the financial knowledge, entrepreneurial confidence, leadership skills, and real-world experiences needed to succeed in today's economy.

Each FL4KID$ program is a 10-week, hands-on learning experience designed to help students understand money, explore careers, build businesses, invest wisely, and develop the mindset needed to create opportunities for themselves and others.

Through interactive lessons, financial simulations, industry partnerships, student-led projects, and community impact activities, students learn how to:

EARN. SAVE. INVEST. BUILD. LEAD. GIVE BACK.

Financial Success With Purpose

At FL4KID$, Financial Literacy is about more than building wealth — it is about using knowledge, resources, and opportunities to create positive change. Throughout every program, students explore the importance of giving back and learn that financially successful leaders use their skills and success to strengthen their families, communities, and future generations.

Personal Finance

Money Fundamentals

Grades 4–12  |  10 Weeks

Where Financial Literacy Begins

Before students can invest, build businesses, or lead, they need to understand how money actually works — Personal Finance lays that foundation.

Through real-world scenarios, students explore earning, saving, spending, banking, and credit, building the habits and mindset that carry into every other FL4KID$ program.

Students Learn:

  • Earning, saving, and spending
  • Budgeting and financial goal-setting
  • How banking and credit work
  • Needs versus wants
  • Responsible financial decision-making
  • Building smart money habits early

Students also explore how strong personal financial habits create stability — for themselves, their families, and their future communities.

Foundation Program

The starting point for every other FL4KID$ program
🏆 Champions

Investing & Wealth Building Academy

Investing & Wealth Building

Grades 4–12  |  10 Weeks

Building the Next Generation of Investors

Students step into the role of real-world investors by managing a virtual $100,000 investment portfolio featuring stocks, bonds, and mutual funds.

Through hands-on market simulations, students research companies, evaluate investment opportunities, make portfolio decisions, and experience how investors build wealth over time.

Students Learn:

  • How stocks, bonds, and mutual funds work
  • The difference between saving and investing
  • How to research companies and investments
  • Portfolio diversification and risk management
  • Compound interest and long-term growth
  • Strategies for building wealth over time

Students also explore how investors and businesses can use financial success to support communities through responsible investing, philanthropy, and impact-driven decisions.

Student Impact

8× San Francisco Elementary School Division Champions

Students don't just learn about investing — they practice becoming future investors, entrepreneurs, and wealth creators who understand the importance of creating impact.

Kidpreneur Academy

Entrepreneurship & Innovation

Grades 4–12  |  10 Weeks

Turning Student Ideas Into Real Opportunities

Every student has ideas. Kidpreneur helps students transform those ideas into business concepts that solve problems and create value.

Students experience the entrepreneurial journey from idea generation to business launch by learning how entrepreneurs identify opportunities, understand customers, and build sustainable ventures.

Students Learn:

  • Business creation and innovation
  • Problem-solving and design thinking
  • Branding and marketing strategies
  • Revenue and expense planning
  • Customer discovery
  • Business presentations and pitching

Students also explore social entrepreneurship and how businesses can generate profit while making a positive difference in their communities.

Student Impact

79% of students want to start a business after completing the program

From the Classroom to the Boardroom™

Career Exploration & Executive Leadership

Grades 4–12  |  10 Weeks

Helping Students See Their Future

Students gain exposure to executives, entrepreneurs, and professionals who share how leadership, innovation, and financial decision-making shape successful careers.

Students connect classroom learning to real-world opportunities while discovering pathways they may not have previously imagined.

Students Experience:

  • Executive conversations
  • Career exploration
  • Leadership development
  • Workplace problem-solving
  • Industry insights
  • Professional networking opportunities

Students learn that successful leaders do more than achieve personal success — they create opportunities, mentor others, and contribute to their communities.

Student Impact

87% show improved career awareness and increased engagement with math and financial concepts

BANK ON "Your City"™

Banking & Financial Systems Experience

Grades 4–12  |  10 Weeks

Bringing Financial Literacy to Life

Students explore the world of banking, investing, and financial services through real-world experiences with banks and financial professionals.

By visiting financial institutions and learning directly from industry experts, students understand how money moves through communities and how financial systems impact their lives.

Students Learn:

  • How banks operate
  • Checking and savings accounts
  • Credit and responsible borrowing
  • Financial services and careers
  • Investing fundamentals
  • The role of financial institutions in communities

Students also learn how financial institutions can support community growth through responsible lending, investments, and partnerships.

Student Impact

94% of students demonstrate increased understanding of banking and investing concepts

The Startup Jar™

Saving, Goal Setting & Future Planning

Grades 4–12  |  10 Weeks

Small Habits. Big Dreams.

Students discover that financial success begins with everyday choices.

The Startup Jar combines Financial Literacy and entrepreneurship by helping students develop saving habits, set financial goals, and understand how small actions can create future opportunities.

Students Learn:

  • Goal setting and financial planning
  • Saving strategies
  • Smart spending decisions
  • Budgeting fundamentals
  • Delayed gratification
  • Using money to fund future ideas

Students also explore how their future financial success can create opportunities for family, friends, and communities.

Student Impact

90% of students want to open their first savings account

Tiger Tank Pitch Competition™

Student Entrepreneurship Showcase

Grades 4–12  |  10 Weeks

Where Student Ideas Become Real Possibilities

Inspired by Shark Tank, Tiger Tank allows students to develop and pitch business ideas to entrepreneurs, executives, investors, and community leaders.

Students move from concept to presentation while developing the skills needed to communicate ideas with confidence.

Students Build:

  • Business plans
  • Pitch decks
  • Presentation skills
  • Financial projections
  • Leadership abilities
  • Entrepreneurial confidence

Students are encouraged to consider how their businesses can create jobs, solve community challenges, and make a positive impact.

Student Impact

79% of students want to start a business after participating

The Impact Jar

Giving & Community Impact

Grades 4–12  |  10 Weeks

Using Financial Success to Create Positive Change

Students discover that financial success isn't just about what you earn, save, spend, or invest. It's also about how you use your resources to create positive change for others.

The Impact Jar helps students build the habit of giving with purpose while learning how to make thoughtful financial decisions that can strengthen families, support communities, and create meaningful impact.

Students Learn:

  • Giving and generosity
  • Setting giving goals
  • Budgeting for giving
  • Needs, wants, and charitable choices
  • Researching causes and community needs
  • Using money, time, and talent to make an impact

Students also explore how small acts of generosity can create a ripple effect—and how financial success can be used to create opportunities for family, friends, and communities.

Student Impact

100% of students create a personal giving plan and complete a hands-on impact challenge!

Why Schools Partner With FL4KID$

FL4KID$ helps schools prepare students for a future where financial knowledge, entrepreneurship, leadership, and community impact are essential skills.

Students Develop:

✓ Financial confidence
✓ Investment knowledge
✓ Entrepreneurial skills
✓ Career awareness
✓ Leadership ability
✓ Real-world decision-making skills
✓ A commitment to giving back

Because every student deserves the opportunity to understand money, build wealth, and use their success to create opportunities for others.

Bring FL4KID$ to Your School

Give students the tools, experiences, and confidence to become the next generation of investors, entrepreneurs, leaders, and community builders.

Grades 4–12 | 10-week programs | School and district partnerships available

Request a FL4KID$ Program Consultation