About us

Financial Literacy For Kid$, is an organization dedicated to teaching 4th and 5th-grade students about saving and investing. We target under-resourced students from communities of color with a long history of discrimination and subsequently less wealth and financial skills.

Our goal is to empower these students to take control of their finances and develop into financially responsible teens, and adults. We are intentional about addressing this lack of financial knowledge and wealth disparity by providing resources to help students of color learn new skills coupled with financial knowledge.

Most adults, in retrospect, seriously wish they had learned about money and creating wealth as a kid or young adult. We believe that sound financial decisions are a result of early education.

Regardless of a student’s background or family income level, financially informed students are better able to take control of their circumstances, improve their quality of life, and ensure a more stable future for themselves.

A note from our Founder

Valerie Chapman

Founder/CEO

• Former Banker/Investment Account Executive
• Oakland, California Public School Educator 4th/5th grade
• Social Entrepreneur

As a result of adding Financial Literacy to the curriculum, engagement has increased 100%, with many students skyrocketing to the top 100 in California’s statewide, competitive National Stock Market Game.
For the fifth time in a row, two of our 4th/5th grade students have surpassed elite elementary, middle, and high school students to place 1st and 2nd in the Northern California division of the National Stock Market Game competition.
Low-income students defeated higher-income, better-resourced kids to dominate the San Francisco/Bay Area division of the 4th/5th grade National Stock Market Game for five consecutive trading seasons!
Underestimated students won the Spring 2021-2022, Fall 2022-2023, Spring 2022-2023, Fall 2023-2024, Spring 2023-2024 4th/5th grade San Francisco/Bay Area division!
We are quietly dominating our division!

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